How do I set default payment terms for a client and create custom terms?

Projul can set your invoice payment terms for you — company-wide, per client, or with a custom term you build yourself.

Every invoice in Projul has a payment term (Net 30, Due on receipt, and so on) that decides its due date. You can set a company-wide default, override that default for individual clients who are on different terms, and create your own custom terms when the built-in ones don't match your contracts.

How Projul decides which terms to use

When you create a new invoice, Projul fills in the payment terms in this order:

1. The client's default — if the client on the invoice has Default Invoice Terms set, those are used.
2. Your company default — if the client doesn't have terms set, Projul uses the Default Invoice Terms from your Invoice settings.
3. Due on receipt — used if neither is set.

You can always change the terms on an individual invoice afterward. Changing a default only affects invoices you create from that point on — invoices you have already created keep the terms they were given.

Set your company-wide default payment terms

1. Click the gear icon in the top-left corner to open Settings.
2. Open the dropdown next to Settings and choose Invoices.
3. Scroll down to the Invoice Details section and find Default Invoice Terms.
4. Choose the term you want every new invoice to start with.
5. Click Save Invoices at the top of the panel.

Create a custom payment term

Projul comes with six built-in terms: Due on receipt, Net 15, Net 30, Net 45, Net 60, and Net 90. If your contracts use something different — Net 20, Net 10 EOM, Net 7 — you can add it yourself.

1. In Settings > Invoices, find the Custom Invoice Terms table.
2. Click + Add Custom Term.
3. Enter a Term Name. This is what you and your clients will see on the invoice, so name it the way you'd write it on a contract (for example, Net 20).
4. Choose a Due Date Calculation (see below).
5. Enter the Number of Days.
6. Click Add. The term is saved right away and is immediately available everywhere you pick invoice terms.

Choosing a Due Date Calculation

• Days after publishing — counts forward from the invoice date. A Net 20 invoice dated July 27 is due August 16.
• Days after end of month — counts forward from the last day of the invoice's month. This is how "EOM" or "prox" terms work. A term of 10 days on an invoice dated July 27 is due August 10 (July 31, plus 10 days).

Your new term appears at the bottom of the Custom Invoice Terms table. Terms you created have a red trash can icon next to them and can be deleted. The six built-in terms don't have one and can't be removed.

Once a custom term exists, you can select it as your Default Invoice Terms for the whole company, or as the default for an individual client.

Set default payment terms for a specific client

Use this when one client is on different terms than everyone else — a general contractor who pays Net 45 while the rest of your work is Due on receipt, for example.

1. Go to People and open the Clients tab.
2. Click the arrow next to the client's name and choose Edit client info.
3. Scroll down to Default Invoice Terms, just below Default Tax.
4. Pick the term this client should be billed on.
5. Click Save and Close.

Leave Default Invoice Terms blank for any client who should simply follow your company-wide default.

What this looks like on an invoice

Create a new invoice and choose your client. As soon as the client is attached, the Invoice Terms field updates to that client's default.

Projul calculates the due date for you from the term. Below, an invoice dated Mon, Jul 27, 2026 on Net 20 terms is due Aug 16, 2026.

Change the terms on a single invoice

Defaults are only a starting point. To bill one invoice differently, click the Invoice Terms field on the invoice and pick another term — or choose Due Date under Or set custom due date to type an exact date instead. This changes only that invoice; the client's default and your company default stay as they are.

A few things to know

• The six built-in terms can't be edited or deleted, but you can add as many custom terms as you need.
• Custom term names must be unique, and the number of days must be 0 or greater.
• Custom terms are saved as soon as you click Add — you don't need to click Save Invoices afterward for them to stick.
• Changing a default never rewrites invoices you've already created.

Questions? Let's Chat.
support@projul.com
(844) 776-5853